July 2009
Florida Bankruptcy Lawyers
Tip! bankruptcy is when you request complete debt relief.
Florida bankruptcy lawyers assist bankruptcy clients in going through the complex process of filing for bankruptcy. They can provide aid needed by firms or individuals who are going through a di...
June 2009
Bankruptcy Explained
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Whether or not we want it to or mean it to, ...
May 2009
Is Bankruptcy The Answer To Your Debt Problems?
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
If you feel overwhelmed with debt, you’ve probably thought about filing bankruptcy. Many people see bankruptcy as a way to completely erase all their current debts,...
Can I Buy a House after Filing Bankruptcy?
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
So you have run into hard times and what you said would never happen has actually come to pass; the dreaded bankruptcy. Is this the end to you chances of ever owning your ...
April 2009
I'm In Deep But I Still Know Nothing About Bankruptcy
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Fortunately you aren’t stuck with just one kind of bankruptcy but you have a choice. This most often depends on the debt owed and your financial ...
March 2009
Bankruptcy - What Types Are There?
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
If you feel your debts are out of control, you might be considering bankrupt...
February 2009
What Does Bankruptcy Cost You?
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Bankruptcy may seem like the only way out of some situations, but you should consider what it will cost you. Sometimes, these costs w...
January 2009
Avoid Bankruptcy With 3 Effective Alternatives
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
One must avoid bankruptcy while he still can. Filing bankruptcy may save one from his debts, yet this has serious demands and consequ...
December 2008
Bureaucrats and Regulators to Declare Bankruptcy and Insolvency
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
It is so fascinating how our regulators sit behind desk and dream up rule after rule to be placed on business, yet are so unethical and irresponsible in their own lives. Did ...
November 2008
Auto Loans After Bankruptcy - How Does a Bankruptcy Affect Your Approval?
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
A re...
October 2008
Car Loans for People with Bad Credit - Getting an Auto Loan after Bankruptcy
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Getting credit after a bankruptcy is not easy. This includes credit for mortgages, vehicl...
Auto Loans After Bankruptcy - Do You Need a Co-signer or Collateral?
Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors.
An auto loan after bankruptcy doesn’t mean you have to have a co-signer or collateral. By searching for the right lender, you c...
September 2008
Bankruptcy: What You Need to Know
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Personal bankruptcy is a legal way...
August 2008
Taking The Plunge Into Bankruptcy
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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July 2008
Alternatives to Bankruptcy
Tip! The first step in learning how to file for bankruptcy is to make a comprehensive list of all of your creditors and outstanding debts. When you are working to determine how to file for bankruptcy, you need to appreciate that if you to proceed with...
June 2008
Debt Management UK: Filing for Bankruptcy? Stop -Think Again
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
May 2008
Mortgage Loans after Bankruptcy - Ways to Boost Your FICO Score
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After a bankruptcy is discharged...
April 2008
Bankruptcy and Buying a Home
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Filing bankruptcy is a stressful time in a person’s life. Along w...
Benefits and Drawbacks of Bankruptcy
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
Outlined below are some of the benefits and drawbacks of bankruptcy. It shou...
Debt Consolidation Loans: The Long and Short of It!
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Seeking a Debt Consolidation Loan?
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Would you like the convenience of making just one monthly payment for all of your credit card debt? Do you have a home which has appreciated ...
March 2008
Debt Consolidation and Credit Repair
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
Online Debt Consolidation Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Debt consolidation loans that a...
February 2008
Bankruptcy and The Small Business Owner
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
October 17th is fast approaching when the new bankruptcy laws take place. What effect will this have on the small business owner? Probabl...
Debt Consolidation, Debt Management, Credit Counseling: How Does it Work?
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
A Debt Management Program (DMP) has many names, s...