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PUBLIC MARKS from creditdebit with tags bankruptcy & "credit reports"

August 2009

Steps to Drastically Improve A Credit Score and How To Keep It Looking Great

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. Learning the steps to improve a credit score and how to keep it up is easier than you think. The first thing you must have is your ...

May 2009

Improving Credit Score Through A Bad Credit Auto Loan

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. In past your loan applications have been rejected, because of your bad credit score. A bad credit score can happen because of vario...

April 2009

Tips for Tenants with Low Credit Score who Need a Loan!

Tip! Make every payment on time. This is the most important factor in your credit score rating. Improving Credit Score Before applying for a Bad Credit Tenant Loan, it is necessary for the borrower to know his credit score. Though there are lenders th...

March 2009

Does Debt Settlement Affect Your Credit Score?

Tip! Make every payment on time. This is the most important factor in your credit score rating. If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want...

February 2009

Debt Consolidation Loan: An Effective Tool to Build Your Credit Score

Credit Score: A Definitive Guide. Credit Scoring Techniques Based Directly From The Industry’s Standard Of Credit Scoring. The Score That Lenders Use. Debt consolidation does indeed give you much financial support. However, if it crosses a limit...

Replenish Credit Score by Credit Card Debt Management Services

Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...

The Free Credit Report Scam

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. Every consumer in America has the right to a free credit report once every year by law as of September 2005. ...

December 2008

How You Can Obtain a Free Credit Report Online without Using a Credit Card

Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report. Everywhere you look there are advertisements and bann...

Obtain Your Absolutely Free Credit Report, No Trial!

Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report. You have an abundance of alternatives when looking for an absolutely free credit report, no trial. Within t...

Credit Score Facts

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

Free Credit Report Online - The Advantages

Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information. There are many advantages of getting a free c...

November 2008

How Can I Get A Copy Of My Credit Report?

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

October 2008

How Can I Repair My Credit Rating?

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted. When you ar...

Do You Know The Difference Between A Hard Inquiry or Soft Inquiry On Your Credit Report

Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report. By know, you know that too many inquiries can hurt your credit score. If you are trying to get a credit card with a really good rate, you may have ...

September 2008

Worried about Your Credit Worthiness? Get an Instant Report Online

Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send. 1f8d If you need to buy a h...

How To Repair Bad Credit By Refinancing Your Home Mortgage

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. One of the best ways to repair your bad credit is by refinancing your home mortgage. The difficu...

Credit Card Debt - Watch Your Credit Report and Your Bill

Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report. 2048 Most consumers are aware of the importance of their credit report. This document, offered to consum...

August 2008

Credit Repair Leads

The Attorney’s Guide To Credit Repair. If you are in the credit repair business, you may have at one time or another expressed interest in purchasing credit repair leads. Credit repair leads can be provided in many different ways. Such as referr...

Quickly Improving Your Credit Score - Get A Hold Of Your Debt

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. If you have a history of poor credit or think that you might, it’s important that you find out and take the steps to improve it....

July 2008

Get Your Credit Score To Soar In The Twinkling of An Eye

Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score. Ever wonder how a creditor decides whether to grant you credit? For years, creditors have ...

June 2008

Understanding Credit Report Score

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Understanding credit report scores is important when you see your credit report because you need to be able to make some sense of it. Your credit score is used by any...

Credit Repair: How to Begin

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. Credit repair can seem like a daunting task- especially if you’re buried under a pile of debt with no foreseeable way out. But the good news is tha...

Building A Credit Report Lenders Will Love You For

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. Will lenders really ...

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. 1f9d Raising your credit score can be a fairly simple and straightforward process unless you have derogatory marks that need to ...