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PUBLIC MARKS from creditdebit with tags "credit cards" & bankruptcy

September 2009

A Tenant with Poor Credit Score can Avail Loans Online

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. Are you a tenant wi...

August 2009

Insider Techniques To Raise Your Credit Score Fast

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. If there is one que...

Free Online Credit Report and Score

Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score. We all need to obtain a Free Credit Repor...

May 2009

Average Credit Score - Decoding The Credit Myths

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. The model which is used to find the average credit score is to the advantage of the consumer rather than the commonly used middle s...

April 2009

Tips for Tenants with Low Credit Score who Need a Loan!

Tip! Make every payment on time. This is the most important factor in your credit score rating. Improving Credit Score Before applying for a Bad Credit Tenant Loan, it is necessary for the borrower to know his credit score. Though there are lenders th...

Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score. Bad credit score, it acts as a hurdle that obstructs borrowers to acquire loans. Same thing happens wi...

Credit Score Not Needed In Bad Credit Unsecured Personal Loans

Tip! Pay off debts to improve credit scores. 1f69 People having bad credit always find difficulties in borrowing loans, as the lenders are threatened with the premonition of losing their amount. Even lenders find it tougher to lend those bad credit b...

March 2009

Does Debt Settlement Affect Your Credit Score?

Tip! Make every payment on time. This is the most important factor in your credit score rating. If you’re buried deep in credit card debt, you probably shouldn’t be asking if debt settlement affects your credit score. Instead, you may want...

January 2009

Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report

Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More. Reading and understanding your credit report maybe difficult for many people. You really do have the power to take the mystery ...

Why You Should Apply For A Free Credit Report And What To Do If It Is Bad

Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report. A free credit report is exactly what you need if you ...

December 2008

How Your Credit Score Can Get You Better Rates

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Any time that you think that you may want to make a larger purchase such as a house or a vehicle it is wise to make frequent checks...

November 2008

Maintaining an Accurate Credit Report

Tip! When you call the bureau you can ask them to provide you with the phone numbers for each of the companies showing on the credit report. Its no secret that you must maintain an immaculate credit score in order to qualify for low rates on credit car...

How Can I Get A Copy Of My Credit Report?

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

October 2008

How Can I Repair My Credit Rating?

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

September 2008

Worried about Your Credit Worthiness? Get an Instant Report Online

Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send. 1f8d If you need to buy a h...

August 2008

Adverse Credit Secured Loans - Setting Aside the Credit Report

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. The debt defaults that you made in the past are not ready to let go of you so easily. It continues to show it...

Tip! Paying off a collection account will not remove it from you credit score. Many lenders offer debt consolidation personal loans. Yet, getting approved for these types of loans is not an easy task. For starters, banks and credit unions require app...

Clean Credit Report: Easily Raise Your Credit Score 100 Points

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

July 2008

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Debt consolidation is considered as one of the most effective tool for recoveri...

Repair Credit Score: The First Two Steps To Increasing Your Credit Score By 100 Points

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Need to repair your credit score? Would you like to increase your credit score by 50 to 100 poi...

10 Ways To Boost Your Credit Score

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. 1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit re...

Credit Repair - It's All About Saving Money

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

June 2008

Mortgage Credit Repair After Experiencing Mortgage Servicing Hell

Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one. First Frank and Janet thought it was a simple error. Their mortgage had been recently sold to a new company with a new servicing company. As with the pri...

Credit Repair: 5 Tips To Successfully Getting Out Of The Hole

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. If credit repair is your need, there is no doubt that you are at the bottom of the hol...

Bankruptcy - The Last Resort for Credit Repair

Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them. Bankruptcy may destroy your credit. So why would you want to file for bankruptcy if yo...