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PUBLIC MARKS from creditdebit with tags "credit repair" & "credit cards"

October 2009

Debt Consolidation Can Improve Your Credit Score

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Carrying a large amount of debt can damage our credit rating, as we increase o...

September 2009

Raising Your Credit Score for Free

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. When it comes to raising your credit score, you can do it for free. You ...

A Tenant with Poor Credit Score can Avail Loans Online

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. Are you a tenant wi...

August 2009

The Credit Score Rating Scale

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. It’s a beautiful sunny Saturday, and you and your loved one are out driv...

How To Take The Mystery Out Of Your Bad Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Is your financial reputation tarnished by a bad credit score? Perhaps you need to take a ...

Free Online Credit Report and Score

Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score. We all need to obtain a Free Credit Repor...

July 2009

Tricks For Improving Your Credit Score

Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score. When you bring your accounts current or the bankruptcy is discharged, you can start re-establishing your credit score. He...

Bad Credit Score: Go for Bad Credit Secured Loan

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Being categorized under bad credit due to inevitable circumstances lands you in serious trouble .It further perforates that you ar...

April 2009

Poor Credit Car Loan: Drive Your Car - Deflect Your Credit Score

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). 1f78 Time is the most precious thing in today’s life. Each and every moment is valuable to us. Saving time can be...

March 2009

Repair Credit Score through Bad Credit Car Loans

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Credit problem is common these days. If you are one of the victims of ba...

January 2009

Think You Were Qualified for the Job? Your Credit Report May be the Reason You Were Not Hired

Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information. It is already hard enough to find a position you feel you deserve. ...

How Does My Credit Score Affect Me?

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. When you apply for a loan, in order to buy real estate, a car, a boat, or any other major purchase, also when you apply for a new c...

November 2008

Does the Phrase "Business and Your Personal Credit Report" Frighten You?

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. Businesses and personal credit report repair is of utmost importance, though we do not always consider it so....

How Can I Get A Copy Of My Credit Report?

Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...

October 2008

Top Credit Score Factors and Disputing Bad Credit

Tip! Pay the minimum monthly payments. This will repair your credit score remarkably. Do you often have too much month left at the end of your money? While you strive to pay your monthly bills on time, computers are keeping a close watch on your perfor...

September 2008

Credit Repair After A Bankruptcy

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

August 2008

Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation. Part one of this article series tells you what you should do to fix your bad credit situation. T...

Understanding the Importance of an Annual Credit Report

Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax. Getting an annual credit report has been likened to getting an annual physic...

No Credit, Slow Credit Or Bad Credit - Understanding Credit Score

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Unfortunately, very few people have “perfect credit” but having mad...

Tip! Paying off a collection account will not remove it from you credit score. Many lenders offer debt consolidation personal loans. Yet, getting approved for these types of loans is not an easy task. For starters, banks and credit unions require app...

Avail Debt Consolidation Loans To Recover Your Bad Credit Score

Increase Your Credit Score -Fast! Save Thousands by correcting your credit yourself. Easy step-by-step instructions. Is bad credit score messing up your life? Now solve this problem by combining all your debts into a single debt. Do not think it is an...

July 2008

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Debt consolidation is considered as one of the most effective tool for recoveri...

Comprehending a Credit Report

Tip! Check Your Credit Report. Make sure you know what your credit is like. Obtaining a credit report is an excellent way to begin taking control of your financial future. It’s recommended that you review your credit report once a year, not only...

10 Ways To Boost Your Credit Score

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. 1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit re...

Keep Your Credit History Clean - Remove A Negative Credit Record From Credit Report

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...