July 2009
Texas Bankruptcy Lawyers
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
June 2009
U.S. Auto Manufacturers Are They Ready To Declare Bankruptcy?
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
Car Loans after Bankruptcy - Applying for a Bad Credit Car Loan
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
When applying for a car loan after bankruptcy, there are many factors to consider. For the most part, individuals with recent bankruptcies expect higher rates. However, t...
May 2009
Bankruptcy Loan Refinancing
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
One can refinance a mortgage from the seventh month of the date of declaring bankruptcy. Even thoug...
Is Bankruptcy The Answer To Your Debt Problems?
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
If you feel overwhelmed with debt, you’ve probably thought about filing bankruptcy. Many people see bankruptcy as a way to completely erase all their current debts,...
April 2009
Advantages of Buying a Home After Bankruptcy
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After Bankruptcy is discharged
I...
Bankruptcy Law - 5 Effective Tips For Getting An Attorney
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
1f61
Bankruptcy filing is at an all time high. This has caused a new bankruptcy law to be passed called the R...
March 2009
Bankruptcy - What Types Are There?
Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately.
If you feel your debts are out of control, you might be considering bankrupt...
February 2009
Bankruptcy - Chapter 13
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
January 2009
Facts To Consider Before You File For Bankruptcy
Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...
December 2008
Bankruptcy Lawyer - It's Best Not To File Until You Retain One
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
November 2008
Car Loans After Bankruptcy - Tips to Getting Approved
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
October 2008
Bad Credit Auto Lenders - Getting a Car after Bankruptcy
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
September 2008
Take Careful Consideration Before Filing Bankruptcy
Tip! Even if I file for bankruptcy creditors will still harass me and my family.
Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all yo...
August 2008
Bankruptcy As An Option
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If your financial worries are preventing you from sleeping at night, then you may have considered bankruptcy in hope of a little relief. Usually, consumers onl...
July 2008
How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money - Without Filing For Bankruptcy!
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
The most important lesson I learned about getting out of debt is that you’ll NEVER get out of debt playing by the rules of y...
Seven Steps on How to File for Bankruptcy
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
In the 21st century, many men and women find themselves struggling to keep their heads above water financially. With ever mounting debt, these peo...
June 2008
Reduce Debt - How to Prevent Bankruptcy By Reducing and Consolidating Your Debt
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
You can prevent bankruptcy by consolidating your debt with the help ...
5 Bankruptcy Tips: Choosing a Credit Counselor
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
May 2008
Bankruptcy Credit Card: How Choose One
Tip! bankruptcy is when you request complete debt relief.
There are many credit card issuers out there promoting what some people refer to as “bankruptcy credit cards” - that is, credit cards for people who have a bankruptcy on their credit...
April 2008
Debt Consolidation - Get Rid of Your Debt Burden - Repay Your Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
2080
Debt consolidation loans...
The Convenience of Online Debt Consolidation
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Virtually any need can be dealt with online ...
Bankruptcy Chapters Explained
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
...
March 2008
Get Out of Debt - How to Qualify for Debt Consolidation Services
Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan.
Eliminating excessive debt can remove a huge weight off your shoulders.
Individuals living with too much debt suffer from high stress levels...
Debt Consolidation: BE DEBT FREE: The Different Ways To Consolidate Your Debts
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...