August 2009
Chapter 13 Bankruptcy Basics
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given...
Arizona Bankruptcy Lawyer
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
July 2009
What You Need to Know About Bankruptcy Records
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
Filing for bankruptcy is a serious...
Ohio Bankruptcy Lawyers
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
How Does Bankruptcy Affect A Financial Settlement On Divorce?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
Bankruptcy Lawyers
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy lawyers are experts in the laws of bankruptcy. They are the ones capable of helping enterprises discharge their debts. They do this by helping their ...
May 2009
How to Get Approved For a Car Loan after Bankruptcy
Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined.
Years ago, people who had a bankruptcy on their credit report were unable to get a decent car loan, if they were able to get approved...
Credit After Bankruptcy - Ways To Improve Your Chances of Getting Approved For A Loan
Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you.
Bankruptcy doesn’t have to prevent you from securing credit. With some research on your part and careful financia...
January 2009
Hawaii Bankruptcy Laws
Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all.
The declaration of bankruptcy allo...
December 2008
Bankruptcy Questions & Answers To Help Resolve Your Debt Burden
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
Bankruptcy may mean the disgrace or loss of the dignity of a once prominent and wealthy per...
November 2008
Car Loans After Bankruptcy - How Long Do You Need to Wait to Get Approved?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
The key to improving credit history after a bankruptcy is rebuilding cr...
October 2008
Bankruptcy? Repossession? How to Get a Car Loan with Poor Credit
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
While having bad credit does not make it impossible to obtain a loan, you can expect to pay higher rates on home loans, vehicles loans, credit card...
Auto Loans after Bankruptcy - How to Avoid Dishonest Vehicle Lenders
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Following a bankruptcy, it is important for you to begin rebuilding you...
July 2008
How To Avoid Bankruptcy & Get Out Of Debt Faster Using Debt Negotiation!
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
Has credit card debt got you thinking about bankruptcy?
You’re not the only one these days. Even with the new bankruptcy laws, credit card debt continues to climb....
May 2008
Credit After Bankruptcy - 3 Tips on Rebuilding Credit
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Rebuilding your credit after bankruptcy can seem like a daunting task at first. But remember that in two years, you can have a good credit score. The key is to start small an...
Credit Unions Can Keep You From Bankruptcy
Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee.
The following article lists some simple, informative tips that will help you have a better experience with bankruptcy.
If you ...
Bankruptcy vs. Credit Counseling: What Should I Do?
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, t...
April 2008
Unsecured Debt Consolidation - How Do They Work?
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
You can lower your rates and payments with a...
How Do Debt Consolidation Agencies Function?
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Taking loans is convenient these days and taking multiple loans from different sources is almost a regular pra...
Low Interest Debt Consolidation Loans - Tips on Getting Approved
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
Getting a low rate is important...
March 2008
Bankruptcy - The New Scarlet Letter
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
Nathaniel Hawthorne’s book The Scarlet Letter states in Chapter 2, “On the breast of her gown, in fine red cloth, surr...
February 2008
Quick Fix Your Debt Status With A Debt Consolidation Loan
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
With UK’s current account deficit reac...
Bad Credit Debt Consolidation Advice
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Depending upon the financial situation, the level...
Bankruptcy - All About Chapter 7 Bankruptcy
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
The most common type of Bankruptcy that is filed for is Chapter 7 Bankruptcy. This is a liquidation bankruptcy rather than a reorg...
January 2008
Move Out of the Clutches of the Creditor and Manage Your Life Better with a Debt Consolidation Loan
Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation).
Times have changed, so have the rules. Gone ...
