September 2009
Why You Need to Check Your Credit Score Annually
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Most North Americans no little or nothing about their current credit rat...
Drive Car by Availing Loans - Despite having Bad Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
You crave for a car. Your present financial condition does not allow you to buy a car. There is a second thought, availing car loan...
Credit After Bankruptcy - Rebuilding Takes Responsibility
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
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What’s the real reason behind bankruptcy? Are easy credit cards to blame? Good enough,...
August 2009
How To Improve Credit Score The Easy Way
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
With the plethora of consumers in debt these days, many are ...
Atlanta Bankruptcy Lawyers
Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...
How To Increase Your Credit Score Turn Your Dreams Into Reality
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
June 2009
Consolidated Freight Bankruptcy; What does it mean?
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
What Doesn't Your Credit Score Account For?
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
The credit score was invented about 40 years ago by Fair Isaac Corporation. A FICO reference on your credit report allude...
May 2009
Bankruptcy and Debt Consolidation Options
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
With sweeping changes in credit law, consumers find themselves scrambling for solutions. Should I get cre...
April 2009
File Bankruptcy (Chapter 13)
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Poor Credit Car Loan: Drive Your Car - Deflect Your Credit Score
Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score).
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Time is the most precious thing in today’s life. Each and every moment is valuable to us. Saving time can be...
March 2009
Credit Score Is No More An Issue With Bad Credit Unsecured Loan
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
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The person is in need of cash and also not able to provide collateral to ...
Getting an Equifax Free Credit Report
Tip! You should contact the credit reporting agency and request that the inaccurate information be taken off. To do this you will need to send a letter of request and enclose a copy of the report with the incorrect information highlighted.
Every singl...
The Relation Between Debt Consolidation and Your Credit Score
Tip! Keep old paid off accounts in an open status. If you close an account, it won’t help your FICO score but it could lower your credit score.
As a matter of fact, the rising credit card debt does not only bring financial worries for you, but it...
February 2009
There are Tons of Ways to Boost Your Credit Score, Here's 10
Tip! Make every payment on time. This is the most important factor in your credit score rating.
1. Getting Rid of Errors in 2 Days
Deleting errors is the fastest way to correct errors on your credit report and raise your credit score. On top of that, ...
The Ins And Outs Of Bankruptcy
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
Bad Credit Personal Loan Offers Scope to Improve your Credit Score
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
There are few things which you would like to pass up altogether but may not succeed all t...
Preventing Personal Bankruptcy is the Best Bankruptcy Alternative
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Bankruptcy Alternatives - 2 Effective Options Are Available
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
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Bankruptcy filing has hit a record high in the United States. A new bankruptcy law has been passed called “Bankruptcy...
January 2009
Chapter 7 Bankruptcy Law - Important Aspects To Consider
Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy.
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Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It
Tip! Check Your Credit Report. Make sure you know what your credit is like.
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Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...
Your Credit Score - Improve It In 5 Easy Steps
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
December 2008
Is Your Credit Score Costing You A Fortune?
Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score.
While some surveys show that 9 out of 10 ...
Consequences of Personal Bankruptcy when Applying for Loans!
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
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