2009
In uncertain economic times how does a Finance manager make a valid financial forecast? Our January finance-blog post covers this tricky discussion area.
For short term forecasting methods it looks no different for Q4, however with the new financial year not so far away many companies are now looking at forecasts for 2009-10- will you do anything different this financial year? Normally there are two key financial statements in the forecasting process these are the cash flow forecast (and) the statement of changes in a financial position. Here is an example of what a Manager may be looking at when considering a conservative approach to financial forecasting.
2008
Homeowners fail to see cash from lending cuts
Many British homeowners were left out in the cold with the Bank of England’s announcement on earlier this month that the interest rate would remain unchanged for now. However, the question begs: Would a rate cut have had a significant impact on struggling homeowners in dire need of more disposable cash? MPG Investments, the UK’s number one cash property buyer, has a look at the way that property mortgage lenders rule homeowners’ pockets.
2007
Money Saving Advice
It is important to shop around and bargain for the cheapest loan available. The loan should provide for options such as cheap mortgage, debt management, IVA help and a secured personal loan. It is essential to get a loan that provides for debt management because debt always creates troubles if it is left unpaid while debt management is an affordable way to deal with debts and other financial obligations.
2006
Saving green for the holiday season by lowering everyday bills.
Wallets tend to be thin through the holiday season. That is why it is important to save every last penny on those pesky bills. Many UKs spend more money on electric, water, gasoline and other bills than they need to. As a benefit to lowering energy costs we are less dependent on foreign sources of energy and create cleaner skies. So buy a programmable thermostat, plug in a few fluorescent lights, carpool, or give yourself the gift of an energy efficient appliance and do your part.
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