October 2009
Debt Consolidation Can Improve Your Credit Score
Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian.
Carrying a large amount of debt can damage our credit rating, as we increase o...
September 2009
Raising Your Credit Score for Free
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
When it comes to raising your credit score, you can do it for free. You ...
April 2009
Bad Credit Score - No Matter With No Credit Check Personal Loan
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
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Bad credit is the tag which gets attached to a person due to his leniency in making the repayments. And it remains with the...
March 2009
Repair Credit Score With Adverse Credit Secured Personal Loan
Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...
Repair Credit Score through Bad Credit Car Loans
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Credit problem is common these days. If you are one of the victims of ba...
Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
Reading and understanding your credit report maybe difficult for many people. You really do have t...
How to (TRY) to Dispute Credit Report Errors
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
Your credit report i...
February 2009
Use Old Credit Cards to Raise Your Credit Score
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
The popularity of switching credit card companies has grown in recent years and...
January 2009
Getting A Credit Report With Your Credit Card, Be Careful!
Tip! Don’t attempt to create a separate credit identity to get around your flawed credit report.
We have all seen the advertisements on the Internet telling us that we are entitled to free credit reports. But many people want to know if they can ...
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
Free Credit Report Online That Helps
Tip! Even accurate data in your credit report must be deleted if it’s not verified.
If you are searching free Credit Report online, you might have the chance to view this article. What I am going to tell you first is that getting free Credit Repo...
December 2008
How You Can Obtain a Free Credit Report Online without Using a Credit Card
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
Everywhere you look there are advertisements and bann...
Credit Score Facts
Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...
November 2008
What You Don't Know About Your Credit Score May Hurt You
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
October 2008
How To Get Your Free Instant Credit Report Status in North Carolina
Tip! Many credit card companies will decide whether or not to issue you a credit card with a high limit based on your credit report. If in doubt they may not issue a card at all or issue a card with a very low limit or risk.
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Of all the eastern c...
End Credit Score Confusion - Discover The 5 Golden Rules To Proving Your Credit Worthiness
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Your credit score is the key indicator used by lenders to predict your credit risk. The higher your score, the more credi...
Credit Problems? Get A Dispute Credit Report Letter
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
If you obtained a copy of your current credit...
Top Credit Score Factors and Disputing Bad Credit
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
Do you often have too much month left at the end of your money? While you strive to pay your monthly bills on time, computers are keeping a close watch on your perfor...
Requesting and Analyzing Your Credit Report
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
If you are trying to avoid a bad credit rating, one of the ...
Auto Loans and Why Your Credit Score Matters
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Other than the purc...
September 2008
Bad Credit Personal Loans Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
Credit Repair After A Bankruptcy
Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...
How to Read a TransUnion Credit Report
Tip! The credit bureau must prove each credit record on your credit report. If this is not possible, it must be stricken from the credit report.
The Fair Credit Reporting Act (FCRA) requires each of the Nationwide Consumer Reporting organizations (Equi...
August 2008
Alleviate Your Adverse Credit Score with Secured Loans
Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score.
Credit score plays an important role while a borrower applies for any loan. This credit score acts as a yardstick, on the basis of...
Understanding the Importance of an Annual Credit Report
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Getting an annual credit report has been likened to getting an annual physic...
