September 2009
Personal Loans and Your Credit Score
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...
August 2009
Bankruptcy Means Testing Under the New Bankruptcy Law
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The rush to file bankruptcy ahead of the new bankruptcy law over. Now what? Did you miss the boat if...
July 2009
Bankruptcy Second Time Around - What to Expect from the New Bankruptcy Law
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
Although it was a little bit frightening at first, the new bankruptcy law was not that much of a hassle. I was expecting a lion, and what I found was a lamb.
I was already a...
June 2009
Repair Your Credit Card Score With Credit Card Debt Consolidation
Tip! Make every payment on time. This is the most important factor in your credit score rating.
Do you feel stressed out while paying your debts? Are you unable to handle the prevailing expenditure? Several people are there like you, so you don’...
IVA- A Legitimate Alternative to Bankruptcy
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
The UK is facing a debt crisis highlighted by the fact that around 45,000 people filed for bankruptcy in 2005.
Most people seek to avoid bankruptcy at all costs...
May 2009
Loans and Credit Cards: Bankruptcy on the Up
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
New figures have been released showing that in 2005, 67,800 people were declared bankrupt. ...
Improving your Credit Score - The 5 Things You Can Do
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
Were you recently denied for a loan or a credit card? When you apply for a loan, there are only a few factors that actually impact...
New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
In late 2005, victims of both Hurricane Katrina and Hurricane Rita were...
April 2009
File Bankruptcy (Chapter 13)
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
The Value of An Ohio Bankruptcy Attorney
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Just as in most other states you will most often be well advised to use an attorney to represent you in court. Especially with bankruptcy. There are some costs ...
March 2009
The Importance of Learning To Read Your Credit Report
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
If you’ve ever applied for a credit card, a personal loan, or...
February 2009
Get A Credit Report And Avoid Bankruptcy
Tip! Also if you have been denied credit on the basis of information in a credit report, you are entitled to a free copy of your credit report from the credit bureau that supplied the credit report.
In case that you have bad credit score and are not re...
January 2009
What Is Bankruptcy And How Does It Work?
Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F.
Bankruptcy filing is at an all time high. This has caused a new bankrup...
Keep Bankruptcy As Far Away As Possible With Debt Consolidation!
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
December 2008
What Is Bankruptcy Chapter 7 Liquidation?
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
Bankruptcy liquidation also known as Chapter 7 Bankruptcy is a legal process where most if not all of your debt can be eliminated. It may take up to six months....
Affiliate Niche: After Bankruptcy Market
Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...
November 2008
What You Don't Know About Your Credit Score May Hurt You
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
How to Increase Your Credit Score for a Home Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...
Post Bankruptcy Mortgage Loan
Tip! bankruptcy is when you request complete debt relief.
Is there life after bankruptcy? That’s a common concern for those who are looking at it as an option or have filed for it previously. A larger concern people have is whether it’s pos...
Car Loans After Bankruptcy - Tips to Getting Approved
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
October 2008
End Credit Score Confusion - Discover The 5 Golden Rules To Proving Your Credit Worthiness
Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score.
Your credit score is the key indicator used by lenders to predict your credit risk. The higher your score, the more credi...
Low Credit Score Mortgage Refinance - Lock in a Low Rate with Bad Credit
Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information.
Even with a low credit score, you can refinance your mortgage for a lock...
Requesting and Analyzing Your Credit Report
Tip! Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. This credit record must then be deleted from your credit report.
If you are trying to avoid a bad credit rating, one of the ...
