September 2009
Credit After Bankruptcy - Rebuilding Takes Responsibility
Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts.
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What’s the real reason behind bankruptcy? Are easy credit cards to blame? Good enough,...
August 2009
Chapter 13 Bankruptcy Basics
Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows.
The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given...
July 2009
New York Bankruptcy Lawyers, II
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
As in other places in the United States, bankruptcy lawyers in New York help clients who are facing foreclosures to find ways on how they can pay off their debts or devis...
June 2009
Car Loans after Bankruptcy - Applying for a Bad Credit Car Loan
Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery.
When applying for a car loan after bankruptcy, there are many factors to consider. For the most part, individuals with recent bankruptcies expect higher rates. However, t...
April 2009
New Bankruptcy Laws Make Filing for Bankruptcy a Complicated Affair
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
As of Oct. 17, 2005, The Bankruptcy Abuse Prevention & Consumer Protection Act of 20...
Bankruptcy No Longer Means - No Mortgage
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
In the past, traditional mortgage lenders have automatically rejected people who had declared personal bankruptcy....
March 2009
Bankruptcy Instead of Debtor's Prison
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
Bank...
February 2009
Is a Zero Percent Credit Card a Bankruptcy Alternative, or a Trap that will Lead to Bankruptcy?
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
We all get them - those “pre-approved” offers in the mail offering us a credit card at zero or very low interest. Often they arrive at jus...
Bankruptcy Alternatives - 2 Effective Options Are Available
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
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Bankruptcy filing has hit a record high in the United States. A new bankruptcy law has been passed called “Bankruptcy...
January 2009
How to Rebuild Your Credit After Bankruptcy, Or Getting Your Finances Back Together Again
Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you.
If you are worried about rebuilding credit after bankruptcy, this article will help you with some general advice a...
Bankruptcy Laws - Help Protecting Distressed People In Debt
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
November 2008
Navigation After Financial Closure - Bankruptcy Personal Loans
Tip! bankruptcy is when you request complete debt relief.
Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink. Just because you have filed for bankruptcy does not mean you do not hav...
Car Loans After Bankruptcy - How Poor Credit or a Recent Bankruptcy Can Affect Your Loan Approval
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing...
Auto Loan After Bankruptcy - Beware of Shady Lenders
Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...
October 2008
Bankruptcy? Repossession? How to Get a Car Loan with Poor Credit
Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce.
While having bad credit does not make it impossible to obtain a loan, you can expect to pay higher rates on home loans, vehicles loans, credit card...
Bad Credit Auto Lenders - Getting a Car after Bankruptcy
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
Auto Loans after Bankruptcy - Should You Finance a New or Used Car?
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
Deciding whether to purchase a new or used car is a big decision,
especially if you have just filed a recent bankruptcy. Of course, the
decision is l...
Auto Loan after Bankruptcy - Restoring Credit with an Auto Loan
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
September 2008
5 Reasons to Buy a Car after a Bankruptcy Online
Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper.
After declaring bankruptcy it is...
Top Ten Reasons People File for Bankruptcy
Tip! It’s not difficult to file for bankruptcy. It really isn’t.
1. Eliminate the legal obligation to pay many of your debts.
This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt ...
July 2008
How To Get Out Of Credit Card Debt Much Faster & Save Lots Of Money - Without Filing For Bankruptcy!
Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition.
The most important lesson I learned about getting out of debt is that you’ll NEVER get out of debt playing by the rules of y...
June 2008
Reduce Debt - How to Prevent Bankruptcy By Reducing and Consolidating Your Debt
Tip! Prior to filing for Bankruptcy, know and explore all of your options. When all is said and done, bankruptcy should be looked at as your very last option to get you out of debt.
You can prevent bankruptcy by consolidating your debt with the help ...
Credit Repair After Bankruptcy
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
April 2008
UK Debt Consolidation - Helps You Forget Debts Like Last Night's Dream
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Debt consolidation is the name given to a very popular process of debt settlement in the UK. Debtors didn̵...
Understanding Bad Credit Debt Consolidation
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
As long as the credit report is...
