September 2009
Bankruptcy Questions Answered
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
August 2009
San Diego Bankruptcy Lawyers - Chapter 13 Bankruptcy Information
Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances.
Chapter 13 bankruptcy allows individuals to restructure their debt, finances and assets in a fashionable manner in order to compensate th...
June 2009
Bankruptcy Bill
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
The Senate is trying to overh...
May 2009
Bankruptcy and Debt Consolidation Options
Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7.
With sweeping changes in credit law, consumers find themselves scrambling for solutions. Should I get cre...
April 2009
New Bankruptcy Laws Make Filing for Bankruptcy a Complicated Affair
Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range.
As of Oct. 17, 2005, The Bankruptcy Abuse Prevention & Consumer Protection Act of 20...
February 2009
Learn How to Avoid Bankruptcy and Become Debt Free!
Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...
Is a Zero Percent Credit Card a Bankruptcy Alternative, or a Trap that will Lead to Bankruptcy?
Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch.
We all get them - those “pre-approved” offers in the mail offering us a credit card at zero or very low interest. Often they arrive at jus...
Chapter 7 vs. Chapter 13 Bankruptcy - What Are The Different Procedures Involved In Filing?
After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy.
A bankruptcy attorney can explain the applications of the new bankruptcy laws. You need to...
January 2009
Bankruptcy Information - A Little Education Can Help You Avoid Hassles
Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court.
Adequate bankruptcy informati...
November 2008
Car Loans After Bankruptcy - How Poor Credit or a Recent Bankruptcy Can Affect Your Loan Approval
Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee.
If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing...
Car Loan After Bankruptcy
Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...
Auto Loans After Bankruptcy - How Does a Bankruptcy Affect Your Approval?
Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt.
A re...
October 2008
Auto Loans after Bankruptcy - Getting Approved with Bad Credit
Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...
Auto Loan after Bankruptcy - Restoring Credit with an Auto Loan
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
September 2008
Bankruptcy 101: It is 2006, Stay Informed
Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want.
The Basics
I know most of you know about bankruptcy, for those of you that do not, here are some bas...
July 2008
Bankruptcy Information
Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...
June 2008
Eliminate Credit Card Debt - Reduce Debt without Bankruptcy
Tip! You will also have to prove how well you make payments. Again, lenders will not focus on your credit payment history ending in bankruptcy but rather on the payments that you have made since your filing.
Acquiring too much debt can put a major stra...
April 2008
Has the Time Come for Debt Consolidation Counseling?
Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company.
Debt consolidation may take many forms. There are...
Bad Credit Debt Consolidation Loans - Save Money and Reduce Debt
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Debt consolidation loans can save you mon...
March 2008
Design Cheap Debt Consolidation Loans On Your Own
Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible.
Why will a person look out for debt consolidation loans in the first place? Definitely to escape the high rate...
Guide to Unsecured Debt Consolidation Loans
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
While approaching loan provider...
Unsecured Debt Consolidation - Tips for Getting a No-Collateral Loan
Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees.
Getting an unsecured debt consolidation i...
Debt Consolidation Loans without Owning a Home - Ways to Become Debt Free
Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan.
If you own a home, your options...
Debt Consolidation Loans for Unemployed - Preparing for an End to Debts
Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...
