public marks

PUBLIC MARKS from creditdebit with tags debt & consolidation

July 2009

Florida Bankruptcy Lawyers

Tip! bankruptcy is when you request complete debt relief. Florida bankruptcy lawyers assist bankruptcy clients in going through the complex process of filing for bankruptcy. They can provide aid needed by firms or individuals who are going through a di...

Las Vegas Bankruptcy Lawyers

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. Currently, there are about 15 million employed Americans living below the poverty line. One of the major reasons f...

Bankruptcy Second Time Around - What to Expect from the New Bankruptcy Law

Tip! It’s not difficult to file for bankruptcy. It really isn’t. Although it was a little bit frightening at first, the new bankruptcy law was not that much of a hassle. I was expecting a lion, and what I found was a lamb. I was already a...

June 2009

What if General Motors Files Bankruptcy?

Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...

May 2009

How to Get Approved For a Car Loan after Bankruptcy

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. Years ago, people who had a bankruptcy on their credit report were unable to get a decent car loan, if they were able to get approved...

New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. In late 2005, victims of both Hurricane Katrina and Hurricane Rita were...

January 2009

Avoid Bankruptcy With 3 Effective Alternatives

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. One must avoid bankruptcy while he still can. Filing bankruptcy may save one from his debts, yet this has serious demands and consequ...

December 2008

Loans After Bankruptcy - Guidlines To Help Ensure You Get Approved

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

Bankruptcy Questions & Answers To Help Resolve Your Debt Burden

After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy. Bankruptcy may mean the disgrace or loss of the dignity of a once prominent and wealthy per...

October 2008

Refinance after Bankruptcy - Applying for a Refi Loan after a Chapter 7

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. Refinancing your mortgage aft...

Car Loan After Bankruptcy - A Ray Of Sunlight After A Storm

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

September 2008

Top Ten Reasons People File for Bankruptcy

Tip! It’s not difficult to file for bankruptcy. It really isn’t. 1. Eliminate the legal obligation to pay many of your debts. This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt ...

What Is A Chapter 13 Bankruptcy?

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. Many consumers that are bogged down in debt frequently turn to bankruptcy as a form of restoring their financial status back to a zer...

July 2008

Credit Card Debt Relief, Avoid Bankruptcy and Rebuild Your Credit All At Once

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

May 2008

Debt Consolidation - Consolidate Your Loans Through A Home Equity Loan

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. If you are thinking about using the equity in your home to consolidate your loans and take control of your debt, then you have a few differen...

March 2008

Debt Consolidation and Credit Repair

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

Low Cost Debt Consolidation Loans

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. If you have debt and that debt includes t...

Online Debt Consolidation Loans

Tip! You must consider whether debt consolidation is cost effective in the long term. Paying off an existing debt may incur charges for early settlement, and there may also be a fee for arranging your consolidation loan. Debt consolidation loans that a...

February 2008

Debt and Bill Consolidation - Consolidate Debts with No Loan or Credit Check

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Debt consolidation has several advantages. For the most part, many consumers are unable to eliminate their debts. High finance charges and ...

The New Bankruptcy Law "Means Test" Explained in Plain English

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. 1f7e With the new bankruptcy law in effect since October 17, 2005, there is a lot of confusion with ...

Do You Need Debt Consolidation Help?

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. There is no doubt that more and more peop...

Bad Credit Debt Consolidation Loan Quote

Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company. Obtaining a debt consolidation loan is one of the...

January 2008

Bankruptcy Credit Counseling Under The New Bankruptcy Law

Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...

GM Bankruptcy?

Tip! All of your debts are not wiped out in a Chapter 7 bankruptcy. There are certain types of debts that can not be discharged under Chapter 7. If General Motors were to file bankruptcy, it could change the world or would it? Yes a GM bankruptcy fili...

The Basics of Debt Consolidation Loans

Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible. A debt consolidation loan is a type of loan used for paying off creditors. Borrowers often take out debt conso...