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PUBLIC MARKS from creditdebit with tags debt & "personal finance"

August 2009

Chapter 13 Bankruptcy Basics

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given...

July 2009

What You Need to Know About Bankruptcy Records

Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all. Filing for bankruptcy is a serious...

How Does Bankruptcy Affect A Financial Settlement On Divorce?

Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...

Las Vegas Bankruptcy Lawyers

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. Currently, there are about 15 million employed Americans living below the poverty line. One of the major reasons f...

June 2009

Chapter 13 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...

April 2009

Is it Possible to get Finance even after Bankruptcy?

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

March 2009

After a Bankruptcy

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

December 2008

Bankruptcy Questions & Answers To Help Resolve Your Debt Burden

After Bankruptcy Credit Solutions. New 3-Step system shows you how to rebuild your credit, increase your credit score & qualify for loans after bankruptcy. Bankruptcy may mean the disgrace or loss of the dignity of a once prominent and wealthy per...

New Bankruptcy Law Will Not Protect You from Identity Theft

Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range. 1fdd Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy ...

Atkins Bankruptcy: Your New Decisions To A Healthy Life!

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. Atkins Nutritionals filed for...

October 2008

Bankruptcy? Repossession? How to Get a Car Loan with Poor Credit

Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce. While having bad credit does not make it impossible to obtain a loan, you can expect to pay higher rates on home loans, vehicles loans, credit card...

Auto Loans after Bankruptcy - How to Avoid Dishonest Vehicle Lenders

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Following a bankruptcy, it is important for you to begin rebuilding you...

Auto Loans after Bankruptcy - Getting Approved with Bad Credit

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

September 2008

5 Reasons to Buy a Car after a Bankruptcy Online

Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper. After declaring bankruptcy it is...

June 2008

Alternatives to Filing Bankruptcy

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are avail...

Individual Voluntary Arrangement IVA, an alternative to bankruptcy

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

Tip! Even if I file for bankruptcy creditors will still harass me and my family. It’s not hard to do. One day you feel like you have all the money and financial security in the world. And then it happened, maybe not to quickly either. You may ...

May 2008

Credit Counseling Can Save You From Bankruptcy

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. If you find yourself facing more debt than you can manage on your own, you might want to consider getting the assistance of a credit ...

Bankruptcy vs. Credit Counseling: What Should I Do?

Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range. Credit Counseling and bankruptcy are both ways to relieve the stress of debt. However, t...

April 2008

Bankruptcy: What the New Law Means to You

Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...

March 2008

Get Out of Debt - How to Qualify for Debt Consolidation Services

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. Eliminating excessive debt can remove a huge weight off your shoulders. Individuals living with too much debt suffer from high stress levels...

Bankruptcy - The New Scarlet Letter

Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition. Nathaniel Hawthorne’s book The Scarlet Letter states in Chapter 2, “On the breast of her gown, in fine red cloth, surr...

Bankruptcy - In New York, Can I Bring a Lawsuit for my Injuries and Keep all the Proceeds?

Tip! Even if I file for bankruptcy creditors will still harass me and my family. Q: If I recently declared bankruptcy, can I bring a lawsuit for my injuries and then keep all the proceeds? My injuries have nothing to do with my bankrupcty, right? A: Wr...

Debt Consolidation UK- For Zero Debts and Zero Stress

Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation). I had taken a number of loans on different o...

Low Cost Debt Consolidation Loans

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. If you have debt and that debt includes t...