public marks

PUBLIC MARKS from creditdebit with tags financial & debt

August 2009

Arizona Bankruptcy Lawyer

Tip! Once you narrow down the list of attorneys you are considering, the next phase in considering bankruptcy is to obtain references in regard to each of these attorneys’ prior performance. References will provide you with specific information ...

July 2009

Florida Bankruptcy Lawyers

Tip! bankruptcy is when you request complete debt relief. Florida bankruptcy lawyers assist bankruptcy clients in going through the complex process of filing for bankruptcy. They can provide aid needed by firms or individuals who are going through a di...

June 2009

Chapter 7 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. Chapter 7 bankruptcy lawyers are a class of lawyers experienced with and specialized in handling Cha...

Chapter 13 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...

What if General Motors Files Bankruptcy?

Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...

May 2009

New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. In late 2005, victims of both Hurricane Katrina and Hurricane Rita were...

April 2009

New Bankruptcy Laws Make Filing for Bankruptcy a Complicated Affair

Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range. As of Oct. 17, 2005, The Bankruptcy Abuse Prevention & Consumer Protection Act of 20...

Bankruptcy - The Last Resort for Credit Repair

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

Is it Possible to get Finance even after Bankruptcy?

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

January 2009

Bankruptcy Information - A Little Education Can Help You Avoid Hassles

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. Adequate bankruptcy informati...

October 2008

Auto Loans after Bankruptcy - Getting Approved with Bad Credit

Tip! You are not a deadbeat if you file for bankruptcy. Most people file for relief after a life-changing experience, such as a death of a spouse, divorce or job loss or after a serious illness that left them with thousands, if not tens of thousands, ...

Car Loan After Bankruptcy - A Ray Of Sunlight After A Storm

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

September 2008

Bankruptcy - The Easy Option?

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. Incredibly, since the changes in the bankruptcy law in April 2004, debt...

Personal Bankruptcy: Last Option To Legally Stop Bill Collectors

Tip! It’s not difficult to file for bankruptcy. It really isn’t. Do you have stacks of unpaid bills? Are you in debt? Are bill collectors hounding you? Are you frustrated and annoyed and wish to get them off your back? If you answer yes, t...

August 2008

Bankruptcy Reform

Tip! Even if I file for bankruptcy creditors will still harass me and my family. There are some new bankruptcy laws going into effect before long and many think they are much needed. Of course, that depends on which side of the bankruptcy you are a pa...

July 2008

Quick Debt Reduction - Eliminate Debt and Avoid Bankruptcy

Tip! Look into the total cost of fees for your bankruptcy case. It’s best to know the amount of money it is going to cost you. Some credit card companies offer easy approvals. For this matter, many people become trapped in a vicious cycle. Credit...

May 2008

Credit Counseling Can Save You From Bankruptcy

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. If you find yourself facing more debt than you can manage on your own, you might want to consider getting the assistance of a credit ...

Credit Unions Can Keep You From Bankruptcy

Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee. The following article lists some simple, informative tips that will help you have a better experience with bankruptcy. If you ...

April 2008

Bankruptcy: What the New Law Means to You

Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...

Debt Consolidation Secured Loans: A Race to Your Debt Free Future

Tip! Some companies will also charge exceptionally high debt consolidation fees to people who have high interest loans. Sometimes these fees can be extremely close to, or at the state maximum for mortgage fees. A debt consolidation secured loan is part...

March 2008

Debt Consolidation and Credit Repair

Tip! If Step 7 is negative or very small, your problem is that you don’t have enough money to live on with your current debt. Debt consolidation may help you, but you need to follow a strict budget that will result in the elimination all of your ...

February 2008

Quick Fix Your Debt Status With A Debt Consolidation Loan

Tip! Sort the debts. You should physically put them into two piles: one for monthly bills you can’t do anything about and one for other (these will end up being bills eligible for debt consolidation). With UK’s current account deficit reac...

Bankruptcy and Buying a Home - 3 Benefits to Buying a Home After Bankruptcy

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. If you have filed bankruptcy recently, you may wonder if you can get approved for a home loan. You may also wonde...

Debt Consolidation vs Credit Counseling - Exploring Debt Reduction Options

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. With so many debt reduction options available to you, it’s easy to get confused on which is the most effective. Debt consolidation all...

Debt Consolidation Companies - Making Goals and Bad Credit

Tip! Go with a company that has a good reputation. Don’t assume that every non-profit company is necessarily going to look out for your interests more than a for profit debt consolidation company. Many consumers have the idea that credit counseli...