public marks

PUBLIC MARKS from creditdebit with tags financial & "debt problems"

August 2009

How to Start an Online Bankruptcy Forms Processing Service

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

July 2009

Texas Bankruptcy Lawyers

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

June 2009

Chapter 13 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...

If I File for Bankruptcy Will My Student Loans Get Discharged?

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

May 2009

Bankruptcy Loan Refinancing

Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts. One can refinance a mortgage from the seventh month of the date of declaring bankruptcy. Even thoug...

Used Car Bankruptcy Loans

Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years. Used car bankruptcy loans are available to persons who have recently filed for bankruptcy. There are many business enterprises extendi...

Is Bankruptcy The Answer To Your Debt Problems?

Tip! Pay all of your bills on time. Bankruptcy is a means to financial recovery. If you feel overwhelmed with debt, you’ve probably thought about filing bankruptcy. Many people see bankruptcy as a way to completely erase all their current debts,...

Avoiding Bankruptcy Through Debt Consolidation

Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances. The worst place your multiple debts could take you to is to the brink of bankruptcy - a little nudge and you topple over. This is the wor...

New Bankruptcy Law Restrictions Lifted for Scores of Hurricane Victims

Tip! Make three copies of the section of papers that list all of the creditors and collection agencies that were included in the bankruptcy - usually this is called the Schedule F. In late 2005, victims of both Hurricane Katrina and Hurricane Rita were...

April 2009

New Bankruptcy Laws Make Filing for Bankruptcy a Complicated Affair

Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range. As of Oct. 17, 2005, The Bankruptcy Abuse Prevention & Consumer Protection Act of 20...

March 2009

Is Do it Yourself Debt Settlement a Good Bankruptcy Alternative?

Tip! It’s not difficult to file for bankruptcy. It really isn’t. There are two ways to deal with your debt: on your own, or with help. Getting help from a bankruptcy attorney to file for bankruptcy, or getting help from a credit counselor ...

February 2009

Is a Zero Percent Credit Card a Bankruptcy Alternative, or a Trap that will Lead to Bankruptcy?

Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch. We all get them - those “pre-approved” offers in the mail offering us a credit card at zero or very low interest. Often they arrive at jus...

January 2009

Bankruptcy Chapter 7-11 And Chapter 13 Explained

Tip! If I file for bankruptcy the trustee will seize all of my assets and sell them to settle my debts with creditors. With the proper information in regards to the new bankruptcy laws you can avoid the hassles many people have to deal with because the...

Facts To Consider Before You File For Bankruptcy

Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...

Ohio Bankruptcy Laws

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

Bankruptcy Attorneys and How To Choose One

Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances. When one is faced with such a serious financial problem that he or she is considering the option to file for bankruptcy, the smartest and...

December 2008

Bankruptcy Lawyer - It's Best Not To File Until You Retain One

Tip! Whether you are getting a car loan, mortgage loan or personal loan, one major factor that will get you qualified is your present income. Financial institutions who offer loans after bankruptcy are more concerned about your present finances than yo...

How to Get Financing after Filing Bankruptcy

Tip! Even if I file for bankruptcy creditors will still harass me and my family. If you’re thinking about buying a home but have declared bankruptcy in the past, don’t give up hope. There are still ways for you to be able to find a loan, ev...

November 2008

Car Loans After Bankruptcy - Tips to Getting Approved

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

Car Loans After Bankruptcy - How Poor Credit or a Recent Bankruptcy Can Affect Your Loan Approval

Tip! After filing for bankruptcy, all of your possessions will be in charge of the trustee. If you have poor credit or a recent bankruptcy, you can still get approved for an auto loan through sub prime lenders. Sub prime lenders specialize in financing...

Car Loans After Bankruptcy - 3 Tips On Financing Your Car With Bad Credit

Tip! bankruptcy is a repayment plan that will restructure your arrearage. More than 95% of all Ch. If you have recently filed bankruptcy, you may wonder if its possible to get auto financing again. There are more and more loan companies all the time...

October 2008

Car Loan After Bankruptcy - A Ray Of Sunlight After A Storm

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

Auto Loan after Bankruptcy - Restoring Credit with an Auto Loan

Tip! The forth factor that needs to be considered on the road to filing for bankruptcy, is to determine whether you will seek professional assistance in the pursuit of a bankruptcy case. Some people do elect to file for bankruptcy on their own without...

July 2008

Out of Credit Card Debt - Without Filing Bankruptcy

Tip! Get a copy of your credit report. Many times (most times) the credit accounts that are absolved with your bankruptcy are not removed from your credit report immediately. To be out of credit card debt is your dream and you’re tired of the re...

June 2008

3 Ways To Consolidate Debt and Avoid Bankruptcy

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. If you’ve racked up a l...