October 2009
Understanding The Credit Score Rating Scale
Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...
June 2009
Improve Credit Score - Bad Credit Debt Consolidation Loan
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
We already know that debt consolidation loan is solution for the person burdened with numerous debts. However, what if the person ...
May 2009
Improving your Credit Score - The 5 Things You Can Do
Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score.
Were you recently denied for a loan or a credit card? When you apply for a loan, there are only a few factors that actually impact...
Some Quick Tips To Help You Improve Your Credit Score
Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...
February 2009
Boost Your Chances With a Clean Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
Usually, lenders ver...
You, Your Debt, And Your Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
January 2009
Advantages And Disadvantages Of Seeing Your Free Credit Report Online
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
December 2008
Free Credit Score Repair - Is It Really Possible?
Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score.
If you are looking to repair your credit a great way to go is free credit score repair. Taking the route of free score repair is al...
November 2008
How to Increase Your Credit Score for a Home Loan
Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card.
Since mortgage lenders are businesspeople, first and foremost, they need to determine ahead of time ...
October 2008
Credit Management : Your Credit Report and You
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
Free Credit Score? Not Really!
Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score.
There is a bit of misunderstanding going around regarding free credit reports: y...
The Truth About 10 Credit Score Myths
Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all.
Credit scores are enormously important to both borrowers and mortgage lenders. In the sam...
September 2008
First Two Steps Towards Credit Repair
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
Having a credit has become a vital instrument in our lives. Good credit score will allow us lots of everyday things we usually take for granted without paying much at...
August 2008
Repair Your Credit with Bad Credit Auto Loan
Tip! You are under no obligation to pay for anything in advance. All the services promised by a credit repair companies must be rendered before you have to pay them.
Auto loan is available in different flavours in the financial market as per the needs ...
July 2008
Credit Report Disaster Through Mistaken Identity
Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send.
I’ve got some very impo...
Mugged While Sleeping...Leads To Credit Repair
The Attorney’s Guide To Credit Repair.
On the way home from work, Tom looked at a short list on his “to do list” and began sequencing the list into a logical travel pattern to minimize crisscrossing. Sunday grilling with family and g...
June 2008
Do-It-Yourself Credit Repair
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you’re tired of being turned down again and again by lenders, it’s time you did s...
May 2008
Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report
Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports.
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Raising your ...
Real Price of a Credit Card
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
These days, there are so many options...
Credit Report Hassles
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
There is no end to the amount of pain that yo...
April 2008
Credit Report - How Your Credit Score is Determined
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
Most consumers are aware that they have something known as a credit report t...
A Road Map To Avoiding Credit Card Hazards
Tip! A high credit rating will qualify you for more credit card offers than a low credit rating. The higher your credit rating, the more likely it is that you’ll be approved when you apply for a credit card.
Accident Ahead: 10 Credit Card Traps
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Why Your Credit Score Matters
Tip! Pay off debts to improve credit scores.
Among the many innovations that emerged after World War II, credit use has become a major factor in our entire economic profile. As a result, your credit rating is the most important factor in determining yo...
Fixing Your Credit Score Doesn't Have to Cost You
Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts.
Credit repair advertisements claim to guarantee a quick fix on your credit repo...
