public marks

PUBLIC MARKS from creditdebit with tags "personal finance" & "debt problems"

September 2009

Credit After Bankruptcy - Rebuilding Takes Responsibility

Tip! It is true when they say that the bankruptcy laws can be rather complex. One of the most common is Chapter 7, which discharges all financial debts. 1f62 What’s the real reason behind bankruptcy? Are easy credit cards to blame? Good enough,...

August 2009

Chapter 13 Bankruptcy Basics

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. The purpose behind Chapter 13 Bankruptcy filing is rehabilitation of the debtor. Meaning you are given...

Atlanta Bankruptcy Lawyers

Tip! Every single state in the United States has it’s very own interpretation on bankruptcy, some better than others. In some states you are permitted to hold onto your assets while other states grab hold of everything you own and require you to ...

July 2009

What You Need to Know About Bankruptcy Records

Tip! For car loans or mortgage loans after bankruptcy, another important consideration is the down payment. If you have enough funds to put down on a car or a house, then finding a lender will not be a problem at all. Filing for bankruptcy is a serious...

Texas Bankruptcy Lawyers

Tip! Have derogatory credit items removed from your credit report. For the items charged off in your bankruptcy, you will need to send a copy (not the original) of your bankruptcy discharge papers to all 3 of the credit bureaus asking them to remove t...

Las Vegas Bankruptcy Lawyers

Tip! Spend a day at a bankruptcy court. Observing the attorneys in action can give you an idea of the attorney you want representing you. Currently, there are about 15 million employed Americans living below the poverty line. One of the major reasons f...

June 2009

Chapter 13 Bankruptcy Lawyers

Tip! Fourth step is optional; you can apply for a mortgage after bankruptcy even with bankruptcy discharged yesterday and just about any time you want. You can get fast and qualified personal bankruptcy lawyers who are ready and available to help you g...

U.S. Auto Manufacturers Are They Ready To Declare Bankruptcy?

Tip! The next step in filing for bankruptcy is to determine exactly what assets you have available to you. Your assets include your recurring income from your job, your home and major items of personal property that you might own (including such items...

May 2009

Used Car Bankruptcy Loans

Tip! Your credit history will be damaged by bankruptcy; it will appear on your credit report for as long as 10 years. Used car bankruptcy loans are available to persons who have recently filed for bankruptcy. There are many business enterprises extendi...

Avoiding Bankruptcy Through Debt Consolidation

Tip! Ask for suggestions from legal professionals. Find a bankruptcy attorney at the circle of your acquaintances. The worst place your multiple debts could take you to is to the brink of bankruptcy - a little nudge and you topple over. This is the wor...

Debt Consolidation As An Alternative to Bankruptcy

Tip! Forward these documents along with the discharge to all of the credit-reporting agencies (listed below) requesting that each creditor included in the bankruptcy be updated to properly reflect a zero balance with the status included in bankruptcy. ...

February 2009

Bankruptcy - Chapter 13

Tip! In working towards fully understanding how to file for bankruptcy, if you do make the decision to hire a lawyer, you will need to begin an organized search to find the best attorney to meet your needs. Keep in mind that in this day and age there ...

Bankruptcy Alternatives - 2 Effective Options Are Available

Tip! You must list all of your debts. Each creditor that you owe money to must be disclosed in your bankruptcy petition. 1f9d Bankruptcy filing has hit a record high in the United States. A new bankruptcy law has been passed called “Bankruptcy...

December 2008

Consequences of Personal Bankruptcy when Applying for Loans!

Tip! The third step you need to undertake when it comes to seeking bankruptcy relief is to contact all three major credit bureaus. When all is said and done, the three major credit bureaus may have the best record of all of your outstanding debt. 1f43...

New Bankruptcy Law Will Not Protect You from Identity Theft

Tip! It is also a requirement, for those wishing to obtain a bankruptcy home loan, to have a debt-to-income ratio of between forty-five to fifty percentile range. 1fdd Recently passed by Congress with overwhelming support, the oddly-named Bankruptcy ...

How to Get Financing after Filing Bankruptcy

Tip! Even if I file for bankruptcy creditors will still harass me and my family. If you’re thinking about buying a home but have declared bankruptcy in the past, don’t give up hope. There are still ways for you to be able to find a loan, ev...

October 2008

Bankruptcy? Repossession? How to Get a Car Loan with Poor Credit

Tip! If I file for bankruptcy it may cause more family troubles than I already have, maybe even divorce. While having bad credit does not make it impossible to obtain a loan, you can expect to pay higher rates on home loans, vehicles loans, credit card...

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. 1f73 Everyone needs a car irrespective of his or her credit score. Having a bad credit score does no...

September 2008

5 Reasons to Buy a Car after a Bankruptcy Online

Tip! Your creditors can not change their minds at a later date From the date of approval of your Arrangement all interest and charges are frozen. Unlike bankruptcy there is no advertisement of the IVA in a local paper. After declaring bankruptcy it is...

Take Careful Consideration Before Filing Bankruptcy

Tip! Even if I file for bankruptcy creditors will still harass me and my family. Filing bankruptcy is not fun! It is a last resort if you are interested in keeping an active and acceptable credit report. Bankruptcy is the condition of bringing all yo...

August 2008

Credit Counseling or Bankruptcy: Which is Best for You?

Tip! The possibility of getting loans approved will be lowered, because all creditors will first check your credit report where the bankruptcy shows. People often get to a place where they simply can’t pay their bills, especially in today’s...

June 2008

3 Ways To Consolidate Debt and Avoid Bankruptcy

Tip! The final step in considering bankruptcy is to actually engage the services of an attorney. At this juncture, you attorney will prepare a bankruptcy petition on your behalf that will be filed in the bankruptcy court. If you’ve racked up a l...

May 2008

Credit Counseling Can Save You From Bankruptcy

Tip! Why doesn’t everyone just call bankruptcy when everything gets too hard. Put simply, your credit is ruined. If you find yourself facing more debt than you can manage on your own, you might want to consider getting the assistance of a credit ...

April 2008

UK Debt Consolidation - Helps You Forget Debts Like Last Night's Dream

Tip! The Debt Consolidation Representative will then contact your creditors, negotiating the lowest interest rates and reduced fees possible. Debt consolidation is the name given to a very popular process of debt settlement in the UK. Debtors didn&#821...

Guide to Debt Consolidation: Simple Steps to Consolidate Debt

Tip! A Debt Consolidation Repayment Representatives will contact you and will work out a debt management plan. A Debt consolidation loan is a loan used to repay several other loans. It is a single, low cost, secured loan. A UK Debt Consolidation Loan i...