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PUBLIC MARKS from creditdebit with tags "personal finance" & "credit repair"

October 2009

How Does Student Debt Affect Credit Score?

Tip! If you have paid off all your debt, and your credit score seems to be at a stand still, you might want to make small purchases each month with your credit card and pay them off immediately. Often times the credit bureaus like to see at least some...

Understanding The Credit Score Rating Scale

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

September 2009

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. 1faf Bad credit payday loans are the resort of finance for all those individuals, who are facing problem in procuring finance jus...

August 2009

Improving Your Credit Score

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. When applying for a loan, lenders will evaluate your ability and willingness to repay your loan. Your ability to repay may be judg...

July 2009

Bad Credit Score: Go for Bad Credit Secured Loan

Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores. Being categorized under bad credit due to inevitable circumstances lands you in serious trouble .It further perforates that you ar...

April 2009

Poor Credit Car Loan: Drive Your Car - Deflect Your Credit Score

Tip! Pay with cash Using debit cards and cash are good ways to control your debt (and therefore maintain a great credit score). 1f78 Time is the most precious thing in today’s life. Each and every moment is valuable to us. Saving time can be...

March 2009

Credit Score Is No More An Issue With Bad Credit Unsecured Loan

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. 1f8d The person is in need of cash and also not able to provide collateral to ...

Repair Credit Score through Bad Credit Car Loans

Tip! Thoroughly review your credit score for errors or outdated information. Quite often, certain lending institutions are not due diligent on updating old information. Credit problem is common these days. If you are one of the victims of ba...

Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score. Debt consolidation and credit management are some where related to each other. As debt consolidati...

January 2009

Who Is Entitled To A Free Annual Credit Report And The Quickest Way To Get It

Tip! Check Your Credit Report. Make sure you know what your credit is like. 1f9e Some people are curious about their credit report and would like to know if it needs repairing. A free annual credit report will let you know if your credit score is in...

3 in 1 Credit Report - Getting a Copy of Your Credit Report and Seeing What Needs To Be Improved

Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...

How Does My Credit Score Affect Me?

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. When you apply for a loan, in order to buy real estate, a car, a boat, or any other major purchase, also when you apply for a new c...

December 2008

Free Credit Score Repair - Is It Really Possible?

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. If you are looking to repair your credit a great way to go is free credit score repair. Taking the route of free score repair is al...

November 2008

Free Printable Online Credit Report - Why You Should Obtain One?

Tip! It is possible that a very old credit records cannot be verified because records may no longer exist after 1 or 2 years on credit report. 1f67 If you are like the many users, you are getting your personal credit report via the internet. If you h...

October 2008

End Credit Score Confusion - Discover The 5 Golden Rules To Proving Your Credit Worthiness

Tip! New credit - Applying for too much new credit is one of the easiest ways for people to inadvertently harm their credit score. Your credit score is the key indicator used by lenders to predict your credit risk. The higher your score, the more credi...

Credit Repair In 3 Easy Steps

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. Bad credit is not a permanent situation. If you have negative entries on your report, it’s not too late to start repairing your credit history tod...

Auto Loans and Why Your Credit Score Matters

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. Other than the purc...

September 2008

Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers. 1fbc If you are thinking about hiring a credit repair service to clean up your bad credit report, you better take notes on the following special repor...

Repair Your Credit Card Score With Credit Card Debt Consolidation

Tip! Asks you to pay for credit repair before services are provided. This is a direct violation of the Credit Repair Organizations Act, which states that credit repair companies can’t charge you fees until after they have completed the promised s...

August 2008

Make Sure Your Credit Report Works For You

Tip! The Credit reporting agency will forward the request to the information provider at which time they will review and investigate the request. If the information cannot be verified, then they must remove it. You just filled out a mountain of loan a...

Credit Repair - Erase Bad Credit Now! Delete All Bad Credit Within 1-3 Months. Guaranteed. - I Will Show You Proof. If you have found yourself with too much debt it it important to take action now. Delaying a resolution to your problem will only make...

July 2008

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. Debt consolidation is considered as one of the most effective tool for recoveri...

10 Ways To Boost Your Credit Score

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. 1. Deleting Errors in 48 Hours This is the absolute fastest way to correct errors on your credit re...

Credit Report Disaster Through Mistaken Identity

Tip! Send your letter by certified mail, return receipt requested so you can document what the credit reporting agency received. Make sure your letter is dated, and don’t forget to keep copies of everything you send. I’ve got some very impo...

May 2008

Why Your Credit Score is Important

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Your credit score can either haunt you or reward you. It all depends on how you handle your credit and payment activities. Your cr...